Photo Album

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Pictured (l-r) Jaime Wright, Adam Davis, Christopher Madl, James Mullally and Thomas Dragon were awarded college scholarships from all three levels of the Credit Union Association of New York’s 2008 Scholarship Program. Madl and David won on the state level, Mullally and Wright received theirs from the Southern Tier chapter and Dragon was awarded a scholarship from Visions FCU. (6/17/08)

Visions FCU holds ribbon-cutting ceremonies at two new branches the credit union recently opened in Norwich (October - top photo) and at the MetroCenter in downtown Binghamton (November - bottom photo). (1/17/08)

A group representing Southern Tier credit unions gets ready to make their award-winning “Most Delectable” ice cream creation called “Credit Union International Delight” at the Children’s Home of Wyoming Conference’s annual ice cream topping contest.

Pictured (l-r): Sara Tripp, Horizons FCU; Donna Gunther, Visions FCU; Zach Majka, Empower FCU; Jessica, daughter of Melissa Anderson, Sidney FCU; and Jack Ewald, UHS Employees FCU.  (1/14/08)

Pictured is Visions FCU’s team of 82 employees, and their mascot Kirby Kangaroo, that participated in the 18^th annual American Heart Association Southern Tier Heart Walk. In addition to an impressive $10,482 raised by the team, Visions also served as the Team Photo Sponsor and provided free popcorn to all attendees.  (1/7/08)

Horizons FCU raised a total of $4,898 for the 2007 Relay For Life, which supports the American Cancer Society. Pictured are a group of Horizons FCU employees and friends at the event. (8/15/07)

Participants watch the Confidata shredding truck in action at one of two community shredding events sponsored by Visions – one in Endwell at Credit Union Center, the other in Horseheads at the Village/Jubilee Plaza. Over 13,000 lbs. of paper were collected and shredded at the sites. (8/9/07)

(l-r): Jayne Searles, Visions FCU; Elise Glassett and Anne Mott, Sidney FCU; get ready to hand out bid numbers to participants of the Southern Tier chapter’s May 15th PAC auction. (7/27/07)

Chapter President Mario DiFulvio, CEO, Horizons FCU, acknowledges a bidder in the audience. (7/27/07)

Visions FCU continues their commitment to the community by sponsoring the June 29-30 Greater Binghamton Air Show, which provides family friendly entertainment to area residents. Pictured at the check presentation are (l-r): Michelle Jeavons, AVP/auditing and compliance officer; Jack Houseknecht, SR.VP/ chief operations officer; Frank E. Berrish, president/CEO; David Hickling, Air Show director; James Felmet, SVP/chief operating officer; and Jayne Searles, AVP/marketing and business development officer. (7/16/07)

Frank Berrish (left), president/CEO of Visions FCU, with speakers from the GAC panel he participated in this past February and actor Martin Sheen (center), a featured speaker at the event. Berrish’s panel talked about serving underserved markets in their communities. (7/9/07)

(l-r): Senator Thomas Libous (R-Southern Tier) met with Jim Doig, Sidney FCU during the League’s Municipal Deposits lobby day in Albany, March 27, 2007. (4/26/07)

Five credit unions (GHS FCU, Horizons FCU, Sidney FCU, UHS EFCU, Visions FCU) in the Southern Tier chapter of the League, and the chapter itself, supplied the funding for six automated external defibrillator (AED) training units for the local chapter of the American Red Cross. The units, which help save the lives of those experiencing sudden cardiac arrest, are used to help train students taking CPR, AED and first aid classes at the Red Cross. In recognition of the donation, the Red Cross presented the group with a plaque. Pictured (l-r): Stephanie Garrison, GHS FCU; Amber Ranger, director, health & safety services, American Red Cross, and Sara Tripp, Horizons FCU. (4/18/07)

Visions FCU sponsored two teams of volunteer bowlers for the Annual ARC Pin Crushing Bowling Tournament that supports the Broome/Tioga ARC Day Habilitation Program. Becky Barrett, from Horizon’s Lockheed Martin branch, was on a streak, winning both the women’s high single with a 205 and the women’s high triple with a 599. Assemblyman Clifford Crouch (R-Southern Tier) was the honorary chairman of the event. Pictured (clockwise from top left): Jim Rezucha, Karin Bonzek, Sherri Wescott, Becky Barrett with Natalie, Matt Karski, Jim Dobrzynski, Donna Pastrick, and Kelly VanWormer. (4/12/07)

Horizons FCU celebrated its 70^th anniversary February 27 with a press conference and ribbon-cutting ceremony at its main office in Binghamton. Pictured (l-r): Catherine Glover, president/CEO, Greater Binghamton Chamber of Commerce; Jessica Gould, member service supervisor, Debbie Osman, senior member service officer, John Seitz, collections officer, Mario C. DiFulvio, President/CEO, Horizons FCU; and Matthew T. Ryan, mayor, City of Binghamton. (4/9/07)

GHS Federal Credit Union sponsored a Child Safety Day at its Norwich Office on Saturday, February 24th.  Parents were invited to bring their children in to be fingerprinted and given activity books regarding "Being Safe" provided by the Norwich City Police Department.  Pictured (l-r) are Ruth Stafford, GHS Branch Manager, her granddaughter Madison and Police Officer Chris Rotundo. (3/23/07)

Representatives from Visions FCU, GPO FCU and the USDA break ground on a new state-of-the-art soccer complex that will serve over 300 children, plus have the ability to host numerous community events. The three entities are financing the large sports dome for the Rising Stars Soccer Club, a non-profit organization that brings children from various communities together as one. (1/26/07)

Visions FCU and the Tioga Council on the Arts sponsored the 2006 Annual Hickory Smoked Music Festival. Pictured are a few of the 60 Visions employees that volunteered their time to staff the ticket gates, sell t-shirts, and roam the crowd with the Visions mascot throughout the 9-hour concert. (1/19/07)

GHS FCU President Stephen Gardner presents Kevin Eggleston with a $500 scholarship award on behalf of the Southern Tier chapter of the NYSCUL. Credit unions of the Southern Tier chapter include Empire FCU, GHS FCU, Horizons FCU, SEFCU, Sidney FCU, UHS EFCU, and Visions FCU. (1/11/07)

(l-r) Joanne Tinder, vice president of Operations at Horizons FCU receives an Employer Recognition Award from Community Options, Inc. in honor of the credit union’s commitment to hiring individuals with disabilities. The award was presented October 26 at Nimmonsburg Rotary Club. (12/29/06)

Horizons FCU participated in Disability Mentoring Day on October 18. Lisa Regina (right) spent the day with her mentor, Horizons Receptionist Linda Curry, learning her job duties and responsibilities.  (12/19/06)

Horizons FCU held its annual Family Fun Fridays event every Friday in August, providing a variety of activities including: face painting, dance contests, clowns, crafts, carnival games, a zoo mobile, and more.

Pictured top: Magician David Black amazes kids with a magic trick.

Pictured bottom: Horizons FCU employees hand out 200 bags filled with school supplies to children on the last day of Family Fun Fridays. (10/27/06)

Horizons FCU held a barbecue that raised $650 for the American Cancer Society’s Relay for Life. Employees pitched in by barbecuing the chicken and putting together the take-out meals. One employee even donned a chicken suit and a sign to attract those driving by. (10/6/06)

Sidney FCU board members and their spouses take to the links for the Southern Tier chapter’s August 16^th CUPAC golf tournament. Pictured (l-r): Wayne and Donna King, Marge and Jim Suriano. (9/26/06)

Credit unionists from the Southern Tier chapter and League representatives met, mingled and made conversation with Assemblyman Clifford W. Crouch (R) (top photo-second from left) and Assemblywoman Donna Lupardo (D) (bottom photo-third from left) at a legislative reception August 2 at the Binghamton Club.  (9/11/06)

The Southern Tier chapter of the NYSCUL took home the “Most Creative” award during an ice cream topping contest for their “Memories and Possibilities” topping, a combination of both traditional and modern toppings on a banana split, which evoked childhood memories while looking ahead to the future. The event was part of a fundraiser for the Children’s Home of Wyoming Conference held August 8. Volunteers from Empire FCU, GHS FCU, Horizons FCU, Sidney FCU, SEFCU, UHS EFCU and Visions FCU also lent a hand at the event serving ice cream, parking cars, and more. This is the fifth year the chapter has participated in the event. (8/30/06)

Jim Doig, Sidney FCU, arrives at the Southern Tier chapter’s July 19 clambake ready to hit those steamers. (8/09/06)

Eight credit unions* from the Southern Tier chapter of the NYSCUL have donated $8,500 to several charities that aid children. The money was raised through the League’s Credit Unions Care for Kids program.

Photo top: Chapter President Mario C. DiFulvio (left), Horizons FCU, presents a Care for Kids donation to Edward Blaine, director, Community Hunger Outreach Warehouse (CHOW).

Photo bottom: Donna Gunther (left) of the Southern Tier chapter’s Communications Council presents a Care for Kids donation to Carlent Cacialli, director, Boys & Girls Club of Western Broome.

*Participating credit unions: Empire FCU, GHS FCU, Horizons FCU, Leatherstocking Region FCU, Sidney FCU, SEFCU, UHS Employees FCU, and Visions FCU. (7/28/06)

A group of seven employees from Horizons FCU braved the rainy weather to walk a 5K course to raise awareness and funds for the Southern Tier AIDS Program’s (STAP) Annual AIDS walk in Binghamton. The credit union was also a sponsor of the event. (7/19/06)

GHS FCU’s Chief Financial Officer, John Savelli, awarded a $500 scholarship to credit union member Nicholas VanKuren, who will be attending Cornell University in the fall. (6/22/06)

Chapter Director Mario DiFulvio (Horizons FCU), looks for offers on an item up for bid at an auction to benefit the League’s PAC that took place during the chapter’s annual meeting, May 23. (6/22/06)

To celebrate National Credit Union Youth Week (April 23-29) Horizons FCU held a special contest for young members, aged 3 to 17, to encourage them to save money by making deposits into their savings accounts. Horizon FCU’s President/CEO, Mario DiFulvio,  presents the lucky winner, 8-year old Kathryn Wills, with $50 to deposit into her savings account. (5/26/06)

GHS FCU employees braved the cold and rain to walk for the Arthritis Foundation on May 6, 2006. The GHS team of 7 raised over $500 for the organization and placed first for their efforts. (5/19/06)

High school students from the Binghamton area learned all about personal finance and making smart financial choices at Horizons FCU’s youth finance seminar held March 15, 2006. (5/2/06)

Credit unions from the Southern Tier chapter of the New York State Credit Union League volunteered at a live television auction to raise money for WSKG-TV, Binghamton’s public broadcasting station, on March 23, 2006. Participating credit unions included: Empire FCU, GHS FCU, Horizons FCU, Sidney FCU, SEFCU, UHS Employees FCU and Visions FCU. (4/25/06)

BCC student, Matt Falank, works on taxes for a local filer as part of a grant GHS FCU received to provide free tax preparation for low-income households.  (4/18/06)

Four employees from Horizons FCU volunteered at MDA’s “Spaghetti on Ice” fund-raising dinner on January 15 at the Holiday Inn Arena. Members of the Binghamton Senators AHL hockey team act as dinner servers at the annual event. Horizons’ volunteers then raffled off the jerseys worn by the players, stopping briefly to take a picture with the team’s mascot. (2/3/06)

Stephanie Garrison, vice president of marketing for GHS FCU in Binghamton recently returned from 15 days of Red Cross work in the hurricane ravaged New Orleans area. Garrison is pictured with other volunteers as they prepare to deliver hot meals to impacted areas.

GHS welcomes Garrison back to the credit union. (1/25/06)

Five employees from Horizons FCU took time out on Thanksgiving Day to volunteer at the annual Binghamton High School Community Thanksgiving Dinner. The group, together with other community volunteers, prepared take-out meals, helped deliver meals to area homes, and helped clean-up after the dinner. Pictured: A Horizons FCU employee helps pack take-out trays for delivery. (1/13/06)

Two of six Horizons FCU volunteers paint a common room used by guests at Danielle House as part of United Way of Broome County’s Day of Caring on September 9. Danielle House provides low or no cost temporary housing to out-of-town family members of patients staying at local medical centers for extended periods of time. (1/4/06)

(l-r) Chenango Valley Middle School students Tom Courtney, Mikala King, and Brittany Gay use GHS FCU’s coin counter to tally the money they collected from each classroom for the Red Cross. The final tally, $1,000. (11/17/05)

For the fourth year in a row, members of the Communications Council of the Southern Tier district participated in the 46^th Annual Ice Cream Social to raise funds for the Children’s Home of Wyoming Conference. The organization provides emergency assistance to children who have been neglected, abandoned, abused, or suffer from mental or emotional disorders. From their ice cream topping efforts, the group raised $500, which they donated on behalf of the district’s “Care for Kids” program. (11/8/05)

As part of Horizons FCU’s “Family Fun Fridays,” the Ross Park ZooMobile made a visit to the credit union with an array of animals, including a falcon, snake and an armadillo. “Family Fun Fridays” provided recreational and service activities to kids and their families throughout the month of August. (10/31/05)

Two employees from Visions FCU recently received “Volunteer of the Year” awards from local organizations.

President/CEO Frank E. Berrish and Marketing/Business Development Manager Jayne Searles (right) congratulate Business Development Specialist and 20-year credit union employee Vickie Mauro on her community involvement award from the American Heart Association.

Loan Participation Coordinator and 6-year employee Nancy Smith receives congratulations from President/CEO Frank E. Berrish (left) and SVP/COO James Felmet on being chosen as the Greater Binghamton Chamber of Commerce’s “2005 Volunteer of the Year.”  (9/9/05)

Jaynes Searles, marketing manager, Visions FCU, has some fun with Senator Thomas W. Libous (R-Southern Tier) at his 17^th Annual Steak Roast Fundraiser held at Grippen Park in Endicott August 18. (8/31/05)

Staff members from Visions FCU takes a quick break from taking tickets at the main gate at the Annual Hickory Smoked Music Festival for a photo. The credit union co-sponsored the July 23^rd event with the Tioga County Council on the Arts. Over 60 Visions employees volunteered their time to staff the ticket gates, sell t-shirts, and roam the crowd with the Visions mascot throughout the nine-hour concert. (8/29/05)

Fifty-five employees, family members and volunteers from Visions FCU participated in the American Heart Association’s Walk/Run, collecting $6,192 to help fight heart disease. The credit union also sponsored volunteer t-shirts and provided free popcorn to all attendees. Longtime Visions’ employee, Shari Bell, initiated the Survivor’s Ceremony with moving testimony about her winning battle with congenital heart disease. (7/27/05)

Horizons FCU raised $1,573 for the American Cancer Society’s 2005 Relay for Life. The money was raised through a variety of fundraisers, including: a gift basket raffle, 12 “Jeans Days,” a car wash, a bottle and can drive, and seven bake sales in the lobby of Horizon’s main location. One of the bake sale days is pictured. (7/20/05)

Employee volunteers from credit unions in the Southern Tier district helped spruce up the area around Exit 70N on Route 17 in Johnson City as part of the state’s Adopt-A-Highway program. The district has been adopting its area along Route 17 for the past 10 years. (6/24/05)

(r-l) District President Mario DiFulvio (Horizons FCU) presents Mental Health Association of the Southern Tier Executive Director Casey Epe and Director of Family and Children Services Lizanne Clifford with a donation as part of the statewide Credit Unions Care for Kids program. The district raised a total of $6,700, which was distributed to 21 charities throughout the Southern Tier district. (6/20/05)

High school senior James Husted was the lucky recipient of the Southern Tier district’s $500 scholarship award. Husted is pictured receiving a certificate of recognition from District President Mario DiFulvio (Horizons FCU). (6/9/05)

As part of GHS FCU’s efforts to help local food pantries, the credit union held a March Madness food drive. Employees were encouraged to donate foods beginning with the letter “M.” Vice President of Marketing Stephanie Garrison shows some of the 75+ pounds of “M” food collected. (4/8/05)

Steve Gardner, president/CEO, GHS FCU, is cooking up omelets for his staff to benefit local food pantries. Each month, the credit union features needed food items. At the end of the month, staffers donating the featured foods are treated to a meal prepared by senior management. (2/25/05)

Holiday revelers from the Southern Tier District enjoy the festivities at the district's December 1st holiday dinner at the Binghamton Club. (12/17/04)

For the seventh year, Visions FCU sponsored and participated in the American Cancer Society's Making Strides Against Breast Cancer Walk on Oct. 3rd. The credit union's 43 walkers raised more than $6,500 for the cause. (12/10/04)

Throughout the month of August, the Broome County branches of Visions FCU held a “PX Supplies from Home” drive in conjunction with United Way’s Day of Caring. Business Development Specialist Vickie Mauro stands with some of the “in-demand” supplies they collected for U.S. soldiers in Iraq and Afghanistan. (8/27/04)

Southern Tier credit unionists line up to begin a golf tournament to benefit CUPAC. Almost 60 golfers participated at the August 19 event at the Links at Hiawatha. (8/26/04)

Members of Southern Tier District Credit Unions donned orange vests to spruce up their Adopt-a-Highway section of Route 17 in preparation for New York’s Empire State Games, which began July 29 in and around Binghamton. The group worked on creating a 30’ x 12’ hillside flower bed which read We NY. (8/13/04)

Representatives from the Southern Tier District visit their local legislator during NYSCUL’s Advocacy Day June 15 in Albany. Pictured (l-r): Michael Lanotte, NYSCUL; Jack Ewald, UHS EFCU; Shannon Hyzer, Chen-Del-O FCU; John Savelli, GHS FCU; Assemblyman Robert J. Warner (R-Southern Tier); Mario DiFulvio, Horizons FCU; Stephen Gardner, GHS FCU; James Stracuzzi, Leatherstocking Region FCU; James Doig, Sidney FCU. (7/27/04)

A relaxed meeting at NYSCUL’s June 15 Legislative Reception in Albany. Pictured (l-r): James Stracuzzi, Leatherstocking Region FCU; Stephen Gardner, GHS FCU; Steve Savelli, GHS FCU; Senator Thomas W. Libous (R-Southern Tier); James Doig, Sidney FCU; Mario DiFulvio, Horizons FCU.  (7/27/04)

Pictured is Vision FCU’s team of 62 employees, volunteers and their families that participated April 24 in the Annual American Heart Association Heart Walk. The team collected a total of $7,614, a 20% increase over last year’s donation, for the organization. (5/17/04)

Chen-Del-O FCU Board President Dave Stoy addresses a crowd of almost 250 at the credit union’s 50^th Anniversary Dinner and Annual Meeting. The credit union received awards for its 50 years of service from both the League and CUNA at the meeting, held April 3 at The Otesaga in Cooperstown. (4/9/04)

Southern Tier District Council Members gather at the District’s March 23 dinner meeting. League SVP/General Counsel Mike Lanotte was the featured speaker. Pictured (clockwise from bottom right): Joanne Tinder, Horizons FCU; Lori Bennett, Sidney FCU; Sue Guidice, Chen-Del-O FCU; Jayne Searles, Visions FCU; Mario DiFulvio, Horizons FCU; Steve Gardner, GHS FCU, and Jack Ewald, UHS EFCU. (4/9/04)

(Washington, DC) NYSCUL President/CEO William J. Mellin congratulates Stephen Gardner, President/CEO, GHS FCU, on the credit union’s national Dora Maxwell Social Responsibility Award. GHS FCU received an Honorable Mention award in the $50-100 million asset category for its CHOW (Community Outreach Hunger Warehouse) program at CUNA’s GAC in February. (4/05/04)

Sidney FCU President/CEO Jim Doig presents employee Joan Coe with a Proclamation from the League commemorating Joan’s 30^th Anniversary with the credit union. (4/5/04)